At investRand, we have a few criteria we use to assess if a potential client qualifies to start investing in property.

To get started with investing in property in South Africa, you will need to be employed, have affordability to qualify for a bond, no red flags on your credit profile and have a credit score that is above 620, with at least R70 000 in disposable income.

If you are self-employed, you can invest in property if your business has two years financial, provided that you also have the buying costs.

investRand’s marketplace streamlines this process, making it easier for you to understand and meet these requirements.

You can find out how much you qualify for here: https://digiapp.betterbond.co.za/LaodiSwart/1749

Your income may not be the determining factor, provided you have enough savings to cover buying cost such as bond registration fees, Sourcing fees, and transfer fees.

This remains applicable even in scenarios where the bank grants you a full loan approval.

For example, where the loan approval falls short, having enough funds to cover the entire purchase price of the property is important.

To start investing in property, you must have at least R70 000 for buying costs.

You also need to qualify for a bond and have a credit score that is above 620.

Please have a look at the different properties listed on our marketplace, click on the one you are interested in, and scroll down to view the buying costs.

If you think you meet these requirements, we can assist you in your journey of owning property and generating a positive cashflow. Book a call with us: https://bit.ly/3K5HUcm

Yes, you need money to invest in property. Firstly, you need at least R70 000 for buying costs. You will also need to qualify for a bond or partner with someone who qualifies for a bond.

This video answers in detail the questions you have about the amount of money needed to invest in property

We are happy to help you build wealth for your family through property investment. To be part of our investors, please get in touch with us by booking a free call through this link: https://bit.ly/3K5HUcm

At investRand, we assist our clients with securing funding for property investment. We help you apply to various institutions that can finance the properties you find only in our marketplace.

An example would be that you visit our platform, book a free call with us, our Property Investment Consultant goes through a process of pre-qualifying you after you have selected a property that interests you on our marketplace, then we make the necessary arrangements to help you get funding from institutions such as SA Home Loans, or any of South-Africa’s major banks.

Visit this link to book a call: https://bit.ly/3K5HUcm

When you are still waiting for the property to register, you should not take any loan because if you do it will damage/increase the expenses compared to the one you had when the bank granted you the loan/bond.

Here are the required documents to invest in property as a non-citizen in South Africa:

• Copy of ID document & Passport, or copy of the front and back of your ID.

• Valid work permits.

• Latest 6 months pay slips.

• Employment contract

• Latest 3 months NON-INTERNET bank statements reflecting salary deposits and signed IDX form.

• Signed Personal info, Income & Expenses and Assets & liabilities forms.

• Latest copy of lease agreement if rental income is received as well as 6 months bank statements confirming rental income.

If you want to invest in property in South Africa, book a free call with us: https://bit.ly/3K5HUcm

investRand marketplace connects you with income-generating properties that are cash flow positive based on your profile. We also connect you with financing options for the properties you find on our platform, and vetted service providers hand-picked by our team.

You book a FREE consultation call; we help you create your investor profile and then match you with properties that fit your investments goals. We then match you with financing options for properties you find on our platform and vetted service providers who will working with you through the buying process and after your property is transferred.

We understand life can get busy with work and family commitments, but we are committed to making it possible for you to purchase a property by without investing more than 4 hours of your time. We see ourselves as a new way to property investing that aims at saving you time and money.

Yes, you can invest in one property and share the amount or monthly repayment that is needed.

This partnership will require a contract to be signed by both parties, with a memorandum of understanding to prevent conflict that may arise in future. investRand has successfully helped many clients on how to structure their partnerships and/or investment clubs.

They are able to generate enough positive cashflow from their tenants to pay the monthly bond repayments, rates, taxes, and levies, and still have some money left, while maintaining ownership of the property.

Book a free consultation if you need partnership structuring with your family and friends: https://bit.ly/3K5HUcm